100 Jahre Studentenwerk München

Study and education credit

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As alternatives to BAföG, public institutions offer student credit and loans. There are basically four options:

  • Financing from the first semester onwards: Der KfW-Studienkredit (Development Loan Coorporation Study Credit)

  • To cover tuition fees: Das bayerische Studienbeitragsdarlehen (Bavarian Tuition Fees Loan)

  • After passing a mid-term exam: Der Bildungskredit (Education Credit)

  • Towards the end of your studies: Das Studienabschlussdarlehen (Final Degree Loan)

Before you decide to borrow money from one of these schemes and get into debt, take the opportunity to and get some personal and non-biased advice from our Student Credit Advice Service.